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What is a USDA Mortgage?

A USDA home loan is a Zero down payment mortgage for eligible rural and suburban home buyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United…

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Do 100% loans exist in 2017?

Yes, they do. 100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a down payment. New and repeat home buyers are eligible for 100% financing through nationwide government-sponsored programs. Have…

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What are FHA loans?

What is an FHA Loan? An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers with FHA loans pay for mortgage insurance,  which protects the lender from a loss if the borrower defaults on the loan. Minimum…

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